“Debbie has always been great to work with.  She is very knowledgeable in her space and isn’t afraid to put the time in.  It sure was a joy working with her.”

— AARON K.
Vice President Risk Management, Cottingham & Butler Insurance Company

“Debbie is one of the most qualified CFO’s I’ve worked with at the Bank. Her sophistication relative to cash flow forecasting was instrumental in the workout of a very difficult credit. The financials she provided were always clear and understandable. Her honesty and integrity was also crucial in providing the unvarnished truth with the challenges the company faced. I wholeheartedly recommend her for any high-level financial position.”

— MATTHEW R.
Vice President, Heartland Financial USA, Inc.

“I have known Debbie for 15 years.  I have worked with her in several different roles… In every role Debbie has proved to be an innovative problem solver, showing initiative and attention to detail, while handling prompt and accurate communications regarding reports, reviews and opportunities… She handled the research and filing for credits that had a material positive impact on our firm… I am confident that you would find her to be a valuable resource in the financial management of your organization. ”

— GEORGE G.
CEO, First Affirmative Financial Network

“Debbie and I worked together for two years on a very difficult project both with operational challenges and financial barriers. The issues ranged from legacy issues to new future objectives and included a confusing cross-over of information from previous CFO’s and a new direction for the company. Debbie handled all of it with patience and dedication and produced reports and graphs that not only filled the need for financial statements but also answered the questions ultimately being asked. The key for us in Investment Banking finance is not just having the numbers but being able to understand what the numbers mean and Debbie is outstanding in this capacity.”

— NELS P.
Managing Director, Paine Pacific

“Debbie is renowned for her exceptional communication skills and her ability to translate complex financial concepts into clear, actionable insights for employees at all levels of the organization. Her strategic guidance and insightful analysis have been invaluable in shaping our company's long-term objectives and ensuring alignment between financial goals and broader business strategies.

On a personal level, Debbie is a pleasure to work with – approachable, supportive, and always willing to go the extra mile to support the ownership team and the broader organization. Her leadership style is characterized by empathy, humility, and a genuine commitment to the professional development of her colleagues.

In summary, Debbie is an exemplary CFO whose contributions have been integral to our company's success.”

—JOSH R.
Vice President Sales & Operations, Rocky Mountain Forest Products

“Debbie is a seasoned financial leader with unmatched expertise related to cash flow forecasting and liquidity management. She built a cash flow model and provided cash management advice imperative to our organization’s success through a challenging season. Our cash forecasting is efficient, accurate, and has been an invaluable tool for our leadership’s decision-making process. If any organization is struggling to predict cash flow, I would highly recommend consulting from Gaffney Financial.”

— RYAN S.
Director Accounting & Finance, Aloha Capital

“Within a short period of time, the accounting department converted from a cost center to an information bank — enabling us to move forward confidently. Debbie brought new technologies and perspectives... [She] restructured our accounting, cash flow, job estimating, crew safety programs, insurance policies and empowered existing staff to maximize their potential.”

— CARL Y.
President, Kalman Floor Company

“Ms. Gaffney managed the logistic, accounting and financial aspects of two projects in Puerto Rico… amounting to over five million dollars. She managed and provided all the accounting and payroll records, bonds, insurance, machinery and related materials import/export, in an accurate an on-time basis. We positively recommend Ms. Gaffney to any position or engagement as a financial and operation manager for medium and large projects.”

— EDDIE A.
Certified Public Accountant

“Debbie has completely transformed the way I do business. My cost estimates are data-informed and the bidding process is more efficient than ever. My clients and my co-workers are happy. I’d highly recommend Gaffney Financial Solutions to any business professional.”

— IRA A.
Co-Founder & Lead Fabricator, Hero Solutions

“Debbie incorporated new reports and internal procedures that improved the company’s operations and reporting.”

— KIRK H.
Former Senior Vice President, Citywide Banks 

“Debbie taught me how to run a business. Without her guidance, my current success and capabilities as a film producer would be severely diminished.”

— ANGIE G.
Daughter, Film Producer, Entrepreneur